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The materials and any documents distributed together herein (the “Materials”) are being made available to a limited number of institutional investors as defined under the Securities and Futures Act, Chapter 289 of Singapore (the “SFA”) by M&G Investments for information. The Materials are confidential and may not be shown, copied, reproduced, re-transmitted, re-distributed, in whole or in part, or otherwise given to any person other than the authorised recipient without the prior written consent of M&G Investments. While care has been taken in the preparation of the Materials, M&G Investments makes no representation or warranty, whether express or implied, and accepts no responsibility for the accuracy or completeness or reliability of any statement in the Materials including, without limitation, any target returns, projections or other forward-looking statements. To the maximum extent permitted by law, M&G Investments expressly disclaims all or any liability which may arise out of the provision to or use by any person of the information contained herein.

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The Materials have been prepared for the purpose of providing general information without taking account of any particular investor's objectives, financial situation or needs. An investor should, before making any investment decisions, consider the appropriateness of the information in the Materials, and seek professional advice, having regard to the investor's objectives, financial situation and needs. The Information is not intended to be accounting, tax legal, financial, regulatory or any other form of professional advice and should not be relied upon in that regard.

M&G Investments or its associates or directors do not guarantee the performance of any investment or any particular rate of return referred to in the Materials. M&G Investments does not warrant or represent that the information, statements, opinions or conclusions contained in the Materials are accurate, reliable, complete or current. Past performance is not an indicator of future performance.

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